Liability

Liability Insurance

This coverage provides protection for the insured from the risk of liabilities imposed by lawsuits and other claims. Our insurance options can be tailored to meet your business or personal needs:

Public Liability – Cover against legal liability for accidental injury and/or property damage to the
general public as a result of business operations.

Products Liability – Cover against legal liability in the event that someone suffers sickness or injury, or has their property damaged by a product that you’ve supplied.

Personal Liability – Cover against legal liability should the insured accidentally injure others or damage their property. This policy can provide extended personal liability coverage above the standard amounts provided for by a homeowners insurance policy.

Employers’ Liability – Coverage for sums that you may be legally liable to pay an employee in respect of injury, disease, illnesses, or death which occurs as the result of a work-related incident.

Professional Indemnity – Cover against liability for losses resulting from neglect, error or omissions for professionals that provide advice and services.

Directors and Officers Liability – This policy provides protection for claims brought against directors and officers for actual or alleged breach of duty, neglect, misstatements or errors while serving on the board of directors and/or as an officer.

Contact an RSA Agent for more information about the liability insurance options that you need!