Motor

Motor

Motor Insurance

At RoyalStar Assurance, our ultimate goal is to provide you with the most extensive coverage, security and service available. Get the auto insurance you’ve always wanted at the right price!

Our products have been tailored to meet your individual needs:

With Third Party Standard coverage, we indemnify you against legal liability for:

(a) death or bodily injury to any person involved in the accident

(b) damage to other vehicles or to any other properties

We also extend cover to include legal expenses.

In addition to the Third Party Standard coverage, this plan also provides cover for:

Personal Accident – This benefit is available if you or your spouse is injured as a result of an accident involving the insured vehicle.

Uninsured Losses – This protects the insured up to $2,500 in the event of damages to the insured vehicle due to the negligence of an uninsured third party driver.

Windscreen Damage – up to a maximum of $300.

With our Comprehensive Standard policy, you will receive coverage for damage to your vehicle following an accident as well as third party standard cover. This plan also provides coverage for:

Fire & Theft – Loss or damage caused by fire or theft to the insured vehicle, within the policy criteria.

Malicious Damage – Loss or damage to the insured vehicle caused by accidental means, within the policy criteria.

Loss of Use – We will incur rental car charges up to a maximum of $300 if the insured vehicle is not operable following a loss.

Windscreen Damage – We will pay the cost to replace or repair damages to the windscreen or windows of the insured vehicle up to a maximum of $1,500.

New Car Replacement – Replacement of the vehicle, if within the policy criteria.

In addition to the Comprehensive Standard coverage, this plan also provides cover for:

NCD Protection – Following a loss, your No Claims Discount (NCD) will not be reduced.

Personal Accident – This benefit is available if you or your spouse is injured as a result of an accident involving the insured vehicle.

Increased Loss of Use – Up to a maximum of $500.

Increased Windscreen Damage – Up to a maximum of $1,800.

In addition to the Comprehensive Standard & Comprehensive Silver coverages, this plan also provides cover for:

Emergency Road Services (ERS) – 24 hours roadside assistance membership fees.

Deductible Waiver – You will not be required to pay a deductible following a loss to the insured vehicle.

Medical – We will pay a benefit of up to $1,000 for any bodily injury sustained by the insured or an authorized driver as a result of an accident, whilst driving the insured vehicle.

Increased Loss of Use – Up to a maximum of $750.

Contact an RSA Agent for more information about the motor insurance coverage that you need!